Conway SC Unclaimed Money
Conway is the county seat of Horry County, and it has a mix of government, education, and service industries that contribute to a steady stream of unclaimed money in the state system. Coastal Carolina University draws students and faculty from across the country, and many of those individuals open local accounts they later forget. The South Carolina State Treasurer holds unclaimed money from Conway bank accounts, insurance proceeds, payroll checks, utility deposits, and more. This page explains how to search for unclaimed property at no cost and how to file a claim when you find a match.
Conway Quick Facts
Conway Residents and the State Search Portal
The South Carolina State Treasurer manages the state's unclaimed property program. Banks, insurance companies, utility providers, and other financial institutions must report dormant accounts after a set period. Wages and utility deposits go dormant after one year. Most bank accounts and financial assets go dormant after five years. Insurance proceeds and securities reach dormancy after three years. Once dormant, the holder must transfer the funds to the state, which then holds them indefinitely until the owner claims them.
To search for Conway unclaimed money, go to southcarolina.findyourunclaimedproperty.com. Enter your name and select South Carolina as the state. The search is free, and the database is updated daily. Try variations of your name, including maiden names and middle names. If you have family members who once lived in Conway, you can search for them as well.
The City of Conway is at cityofconway.com, and the city's Finance Department handles municipal financial matters. Horry County Treasurer Angie Jones has identified more than $173,000 in unclaimed tax refunds for county residents, which is separate from the state unclaimed property program. For county-level questions, visit horrycounty.org.
Note: Horry County's $173,000 in unclaimed tax refunds is a county-specific figure separate from the statewide database. Check both sources to make sure you find everything available.
Coastal Carolina University Accounts
Coastal Carolina University is one of Conway's most significant employers and economic drivers. With thousands of students, faculty, and staff passing through the campus, the university generates a consistent flow of financial activity. Students who leave the area after graduation may have small deposit balances, uncashed refund checks, or dormant accounts tied to their Conway addresses.
Former faculty and staff may also have unclaimed funds from retirement accounts, final paychecks, or expense reimbursements that were issued after they left the area. Vendors who provided services to the university may have outstanding payment credits or uncashed checks in the state system.
The City of Conway's official website provides local government resources and contacts for residents looking into unclaimed property matters in the Conway area.
Institutional funds from the university itself follow different rules under federal law, but individual accounts held by people associated with the university are subject to South Carolina's unclaimed property statutes. Those individuals should search the state database just like any other Conway resident.
Types of Conway Unclaimed Property
Bank accounts are the most common type of unclaimed property in Conway and across the state. Checking accounts, savings accounts, and certificates of deposit all become unclaimed after five years of dormancy. The bank attempts to contact the owner, and if it cannot make contact, the funds get transferred to the state.
Insurance proceeds are another important category for Conway residents. Life insurance payouts, annuity benefits, and matured policies often go unclaimed when beneficiaries are not aware of the policy or cannot be reached. The insurance company must then report those funds to the state as unclaimed property.
Other common types include uncashed payroll checks, vendor payments, security deposit refunds, and stock dividends. Even small balances are worth claiming. State Treasurer Curtis Loftis has returned more than $420 million to South Carolina residents, including $36.7 million returned in a single recent year. More than $1 billion remains held statewide, meaning there are many unclaimed accounts still waiting to be found.
How to Claim Conway Unclaimed Funds
Finding your name in the database is the first step. Claiming the funds requires you to submit proof of identity. This typically means a government-issued photo ID and documentation of your Social Security number. Your current mailing address is also required. For accounts tied to a business, you may need to show business registration documents.
Estate claims require additional documentation. A will, letters testamentary, probate court orders, or a death certificate paired with heirship documentation may be needed. The state reviews all claims carefully before releasing funds. Most standard claims are processed within 90 days.
For assistance, reach the State Treasurer's office at 803-737-4771 or email unclaimed@sto.sc.gov. The program page is at treasurer.sc.gov. A full FAQ is available at southcarolina.findyourunclaimedproperty.com/app/faq-info. The legal basis for the program is in Title 27, Chapter 18 of the South Carolina Code at scstatehouse.gov.
The South Carolina State Treasurer's unclaimed property program is the official source for Conway unclaimed money claims and searches.
Note: There is no deadline to claim your unclaimed money in South Carolina. The state holds all funds until the rightful owner or their heirs come forward, no matter how many years have passed.
Horry County Unclaimed Money
The Horry County page includes additional details about unclaimed property resources for all county residents, including Conway, Carolina Forest, Socastee, and other Horry County communities.
Nearby South Carolina Cities
Residents in cities near Conway can use the same state search tool. Each city page below has local details and tips for searching unclaimed property in that area.